We have merged with another of the world’s leading issuer-processors, Paymentology, to form a new force in payments, united under the Paymentology name.
We now offer even more power, more reach, more possibility, and more ways for banks and fintechs to rapidly issue cards and new products, anywhere in the world, at scale.
The ultimate card-issuing Platform
We understand Neo Banks. We know that it takes stability, agility and flexibility to get to the next level, and beyond. We’re able to deploy products quickly, customise them easily, and keep pace when you grow exponentially.
Real-time data. Deeper analytics
With one richly layered data-set, our real-time analytics let you make informed decisions, offer relevant products, capitalise on interchange fees, and more.
Go to market in four weeks
We're integrated with numerous core banking platforms worldwide, and have the most sophisticated, adaptive APIs. This lets us launch better programmes, faster.
One Platform that has it all
With the most sophisticated, secure APIs, a complete Cloud solution, Banking Live, PayRule.AI, and true global reach, we get bigger things done, faster.
Offer today's leading
debit and credit products
credit solutions for today's customer
Our Platform has the power, flexibility and unmatched global reach to issue any kind of card – virtual or physical – in single or multi-currency, at any time, in a new country, or any of our 48 active global markets.
Buy Now Pay Later, via mobile
Offer, approve and convert a purchase, at point-of-sale, into a BNPL offer; delivered via your customer’s mobile.
Turn purchases into instalments
Convert qualifying purchases, even at POS. We commit to a payment structure, then we schedule the repayments for you.
Allow qualifying customers to repeatedly access revolving credit – within a limit set by you – with repayments in regular instalments.
Scale without compromise
Fully in the cloud
Being fully cloud native, we can provide or integrate into any kind of major cloud system for maximum cost-effectiveness and scalability. We're the only platform that offers both shared and dedicated cloud instances. We set the benchmark for best practice, efficiency and scalability.
Processing at ultimate speed
Our Platform supports over 1000 TPS, out of the box. Faster processing means greater capacity, which in turn, enables both smooth scalability and flexible, rapid product design, deployment and enhancement.
Control in your hands
Everything is under your control, through the most powerful APIs, and our ultra-intuitive Client Portal.
Total controlControl through
We build the world's most powerful APIs, in-house, from the ground up. This creates seamless, modular flexibility, letting our clients easily access real-time data across cards, customers and programmes. Processes like chargebacks are easily automated, with new products tested in minutes.
Flexible and scalableControl through agility
Our Platform's APIs are more flexible, more granular, and more scalable. This allows you to set up new rules, parameters and products, deploy them, automate processes, and fine-tune as needed, with ease.
Offer more options. Grow your revenue
Reduce back-office costs
Greater speed, greater efficiency, and richer data mean fewer chargebacks, less back-office legwork, and greater capitalisation on interchange fees.
Remain several steps ahead of fraud using AI & ML intelligence, the most secure APIs, the richest data, and our superior decision engine's extreme configurability.
Upsell to customers in real-time
Our analytics can be interpreted and applied in real-time, letting you make decisions, grant permissions and offer new products, when it matters most.
We understand banks. We’ve migrated tens of millions of cards for our clients.
We have a dedicated Migration Team, that will manage the migration process and train your teams.
We provide detailed developer-friendly documentation and wide range of testing tools to make the migration intuitive and smooth.
We have successfully migrated our clients from platforms like Wirecard, FIS and GPS.
We have integrated into many traditional and modern core banking systems, including Mambu, Thought Machine and 10x Banking.
Clients trust us
“Their in-depth knowledge of issuer side processing allows us to integrate into our core banking and is proving highly adaptable to our needs.”
Why is Paymentology the world's
most powerful issuing platform?
While others operate in just a few countries
We're everywhere in the world
We’re live in 49 countries, across 14 time zones.
All types of cards
We can issue any type of card
We support all kinds of prepaid, debit and credit cards; be they physical, virtual, tokenised or numberless.
All major networks
We'll connect you with any type of network
We have a native integration into Visa, Mastercard and UnionPay.
We process across multiple regions, in any currencies you need.
We can launch products in any currency and offer multi-currency products too.
The ultimate Platform
Our Platform is fully Cloud-based, with the most advanced APIs and decision engine, and the fastest, richest data.
We offer both shared and dedicated clouds, and support Google Cloud, Microsoft Azure, and more.
We do more, at higher speed
We process at more than 1000 TPS, out of the box. Greater capacity means greater stability and scalability.
Around the world, around the clock
The ultimate in global customer service
24/7 customer service, with staff in 45 countries, speaking 20+ languages, across 14 time zones.
We're faster off the blocks than everyone else
IIf you’re ready to go, we routinely get programmes up and running in as little as four weeks.
We do things first
Our technology enables real innovation
Our Platform's unmatched power, stability and scalability empowers big-thinking innovation.
We enabled Mox to bring the next generation of banking through a cloud-based bank built from the ground up with resilient infrastructure and rapid, cost-efficient development cycles. Cardholders can see all their money in one place, make transfers or payments with just a few taps and gain insights into spending patterns.
Start innovating your
payments with us
Our scalable, flexible platform supports big innovations. We shepherd our clients not only into, but to the forefront of the digital-payment era.