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In many rural communities, accessing financial services is still a daily challenge. Panelys set out to change that.

With Paymentology as their partner, they are helping farmers and agribusinesses take control of their money on their terms. Together, we launched the first prepaid Visa card in the region that can be topped up using any mobile money account. It is secure. It is simple. And it is built for the realities of rural life.

Key outcomes

Financial access, anywhere

Farmers can top up their Visa card using mobile money. No bank account required.

Built for rural communities

USSD access lets farmers send and receive money without a smartphone or internet connection.

 

Empowered to grow

Farmers and small agribusinesses can now track, transfer and manage money on their own terms.

 

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Meeting people where they are

Panelys was created to close the financial gap in agriculture. For many farmers, cash is still the norm. Reaching a bank can mean long travel times, and access to formal services is often out of reach.

By partnering with Paymentology, Panelys introduced a way to bank that fits daily life. Farmers can top up their prepaid Visa card using mobile money, make payments, and check balances from a basic mobile phone, even without data.

It is a simple shift with a powerful outcome: financial services that are accessible, practical and built for long-term resilience.

Simple tools. Powerful impact.

For agricultural workers, every transaction counts. Whether buying supplies, paying school fees or saving for the next harvest, access to digital tools makes a meaningful difference.

With the Panelys Cash Visa card, users can:

  • Send and receive money securely
  • Track spending and monitor transactions in real time
  • Manage payments across multiple accounts
  • Get support in their local language whenever they need it

It is more than a card. It is a gateway to financial inclusion, built for everyday life.

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Designed to serve.
Built to scale.

Panelys and Paymentology share a belief that financial tools should work for everyone.

By combining local insight with Paymentology’s next-generation processing, we have created a solution that supports the realities of rural life and is ready to scale across regions.

From smallholder farmers to growing agribusinesses, the result is clear. Better access. Greater independence. And the opportunity to thrive on their own terms.

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