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Virtual Cards: Fast, Secure and Always Ready

Virtual cards go beyond replacing physical cards. They redefine secure, flexible and convenient payments. 

Paymentology enables you to create virtual cards that align with your customers' modern lifestyles, supporting online, in-store, or on the go transactions.

Issue virtual cards instantly, integrate them with leading OEM wallets like Apple Pay and Google Wallet, and deliver unmatched convenience and security. With Paymentology’s next-generation platform, transforming payment experiences is simple.

Convenience meets security

Virtual cards revolutionise payment experiences by offering speed, security, and adaptability. Built for modern customers and businesses, they combine flexibility with robust protection.

Safe and secure transactions
Protect your customers with network tokenization and dynamic CVV options. Transactions are shielded from fraud, online and offline.
Instant card access
Say goodbye to delays. Issue virtual cards immediately so your customers can start transacting right away.
Spending flexibility
Tailored for everyday needs like travel, subscriptions, and more. Offer cardholders total control over spending with clear visibility of transactions.
Global acceptance
Accepted by millions of merchants globally, our virtual cards work in multiple currencies, wherever your customers go.
Diverse use cases
Ideal for insurance payouts, gig economy disbursements, B2B transactions, employee benefits, and more. Wherever a card is needed, virtual cards deliver.

Advanced features built for your business

Paymentology’s virtual cards are designed to align with your brand and elevate your customers’ experiences. Here's what makes them stand out:

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Tailored to your needs

Customise cards with your brand identity, flexible limits, expiration dates, and more. Real-time fraud protection.

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Real-time fraud protection

Around-the-clock monitoring ensures security, preventing unauthorised transactions in real-time.

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Effortless integration

Our advanced APIs make it simple to incorporate virtual cards into your platform for a seamless user experience.

Take control with PayControl

Managing card programmes shouldn’t be a struggle. PayControl, our User Acceptance Testing (UAT) platform, is designed to tackle your biggest operational challenges, helping you streamline processes, cut costs and accelerate your time-to-market.

With PayControl, you can

Integrate faster with detailed API documentation and sample code generation in any programming language.

Simulate real-world transactions with test cards, rule setups, and volume testing.

Automate key processes like reconciliation and chargebacks, reducing manual effort and operational costs.

PayControl empowers you to

Access critical data anytime, across all cards and programmes.

Enhance fraud protection with advanced tools and two-factor authentication.

Resolve queries faster with customer self-service options, eliminating support tickets.

Test new product features within minutes and ensure seamless programme rollouts.

Take the complexity out of card programme management with PayControl, the smarter way to manage, optimise, and grow.
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Leverage real-time, layered data insights

Access over 120 lines of rich, layered, real-time transaction data for unparalleled visibility and decision-making. Our platform delivers a live feed of spend traffic, equipping you to optimise operations and deliver better customer experiences.

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Scale your business with a future-ready platform

Leave legacy systems behind with our scalable, cloud-native platform. Designed to support your growth, it delivers seamless, superior customer experiences and ensures you're always ready for what's next.

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Simplifying Expenses for Kenya Corporates

"Boya has streamlined and revolutionised expense tracking for businesses of all sizes in Kenya, empowering smarter payment decisions. Thanks to Paymentology, the launch of our virtual Visa expense card was seamless and scalable. Together, we’re reshaping how organisations manage their spending."

Alphas Sinja, CEO of Boya
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Boya

Simplifying Expenses for Kenya Corporates

Learn how Boya is simplifying corporate expense management in Kenya with Paymentology's advanced card issuing platform.

Elevate your expertise with The Paymentology Issuer Academy

Discover Paymentology’s Issuer Academy, a comprehensive resource offering practical insights, expert guidance, and actionable knowledge. From onboarding to optimising your card programmes, we support your journey toward payment innovation.

Explore more card options

Enhance your product portfolio with tailored solutions:

Prepaid cards
Simplify gifting and rewards.
Credit cards
Flexible solutions for customers.
Debit cards
Customer-Focused Banking
Travel cards
Seamless payments across borders.
Expense cards
Streamlined corporate spending.
Hybrid cards
Debit and credit functions in a single card.
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Experience our platform first-hand

See Paymentology in action with our self-service demo. Explore the full potential of our platform and discover how it can transform your card-issuing processes.

Try the demo
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Developer portal

Dive into the technical side of Paymentology with our comprehensive developer portal. Access detailed documentation, APIs and tools to ensure straightforward integration for your card programmes.

Start sandboxing

Ready to offer fast, secure, and flexible virtual card solutions? 

Let’s bring your vision to life.
Whether you’re ready to launch or need more information, our team is here to help.

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