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Issue cards. No banking licence required. Kiff.

Retailers, insurers, fintechs, and corporates use Paymentology’s fully managed card programme to put payment cards in their customers’ hands. And without becoming a bank to do it. We handle the complexity. We have the network, the know-how. You just focus on your customers.

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Brands that trust Paymentology

 

Mukuru
Mamamoney
Shyft
Paycentral

What is card programme management?

Card configuration, network certification, secure card production, shipping, compliance, and ongoing operational management. Launching a card product involves more moving parts than most businesses expect. A programme manager brings all of that together on one platform, handling the relationships with card networks and issuing banks on your behalf.

Paymentology has been doing this for more than 25 years, across the world. From signed agreement to live cards in your customers’ hands. We’ve been able to do that in under eight weeks. Thanks to our staff of over 500 people (and counting) that make the world spin from our main offices in six countries.

A card product for every use case

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Every programme is built around your specific needs.

Our current product types include:

  • Gift cards

  • Travel cards

  • Insurance payout cards

  • B2B supplier payment cards

  • Microlending cards

  • xpense cards

  • Rewards cards

  • Fintech payment cards

  • Crypto cards

The payment types that are supported through our platform:

Prepaid

Debit

Digital

QR payments

Tokenization

xPay wallets

Issuer pay

What you get from working with Paymentology

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Ideation and product design

Our team works alongside yours to define the right card product for your customers. The mechanics, the proposition, the commercial model, the cultural particularities of your market or company..

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End-to-end delivery

Card configuration, network certification, compliance, card production, and distribution. Managed from start to finish, with your brand front and centre. This is why we’re trusted by hundreds of companies worldwide. And we hope to gain yours.

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Ongoing programme management

We don’t hand over and disappear. Paymentology is present at every step of the payment journey for your cardholders, with 500+ payments experts available across 14 time zones.

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Security and compliance

Full PCI-DSS certification. 3DS security. Regulatory compliance. We never trade off security for speed. We adapt and learn from the latest research as well as real-time data insights to assist with fraud prevention.

25+ years.
300+ clients.
One platform.

Paymentology’s programme management track record spans more than 300 retailers, insurers, fintechs, and corporates, primarily across South Africa — one of the most sophisticated and demanding card markets in the world.

See client stories
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