Designed for Retail Banks
Build trust and grow with unforgettable payment experiences.
Leading retail banks worldwide choose Paymentology for their payment needs.


Drive innovation and deliver value, faster
Deliver seamless payment experiences, drive digital transformation, and unlock new growth opportunities with Paymentology. Whether modernising legacy systems, launching a neobank, or scaling internationally, we help retail banks innovate and stay ahead, while creating value for customers.
Redefine card issuance
Paymentology equips retail banks with the tools to redefine how you issue and manage cards. Empower your customers with:
Instant digital and physical cards, with the ability to issue a virtual card first and convert it to physical later without changing the PAN, expiry or CVV.
Multi-currency accounts to simplify cross-border payments and give customers the flexibility to spend globally.
Real-time, secure contactless payments for seamless transactions anywhere, whether online or in-store.
Granular control over cards—set spending limits, freeze or unfreeze cards and manage tokenized transactions with ease.
Our platform’s hyper-personalisation capabilities enable you to deliver bespoke solutions that drive deeper customer engagement and build lasting loyalty.
One platform. Any card.
Tailored for every need.
Create custom card products: prepaid, debit, credit, or hybrid. With advanced security and multi-currency capabilities, Paymentology empowers you to design cards for any use case: travel, crypto, employee benefits, telecom, and beyond. Key capabilities include:
Multi-currency options for global expansion.
Advanced security for peace of mind.
Customisable spending controls to empower your customers.

Move beyond legacy systems
Modernising outdated systems does not mean starting from scratch. Whether you're re-carding, launching a greenfield card programme, or gradually replacing a legacy platform, Paymentology gives you the flexibility to migrate at your own pace, with reduced risk and no disruption to your customers.

Launch next-gen neobanks
Spin off neobanks and capture new customer segments with ease. Paymentology’s API-first platform supports:
- Fast, targeted launches.
- Innovative product offerings tailored to your audience.
Take control of your card programme ROI
Make every card programme decision count. Paymentology’s Customer Portal empowers you to:
Reduce costs with intelligent automation.
Optimise products using actionable data insights.
Monitor performance with detailed, real-time reporting tools.
With full visibility at your fingertips, you can ensure profitability and deliver better outcomes for your business.
Unleash the power of data
Data is the key to growth, and Paymentology gives you the insights to unlock it. With 120+ data points per transaction, our platform helps you:
Turn customer behaviour into actionable insights and drive sustained success.

Scale globally with confidence
Reach new markets effortlessly with Paymentology. Our platform connects you to:
- Major networks like Visa, Mastercard, and local payment rails.
- Compliance support in over 50 countries, ensuring smooth operations.
With our local expertise and global reach, expanding internationally has never been easier.
Accelerate innovation
Stay ahead in a fast-changing world with Paymentology’s API-first platform. We empower you to:
Launch & refine
Cutting-edge products with ease.
Seamlessly integrate
Into your existing systems without disruption.
Adapt quickly
To meet evolving market demands.
With our local expertise and global reach, expanding internationally has never been easier.
Ready to transform retail banking?
Take the next step with Paymentology. Together, we’ll redefine payment experiences, unlock new growth opportunities, and shape the future of banking.
