Cloud-First
Transforming Payments Today, Built for Tomorrow
Power your payments with a cloud-first advantage
With Paymentology’s Cloud-first platform, you can unite every aspect of your payment ecosystem. From launching new products at speed to expanding into new markets, driving innovation, growth and leading with confidence.
Trusted by the best




Why cloud matters for payments
Cloud technology enables you to transform, grow and lead in the fast-paced world of payments:
Create hassle-free journeys
Build digital-first payment experiences that delight customers and foster loyalty.
Launch faster
Accelerate time-to-market with cloud-native solutions built for speed and efficiency.
Scale with ease
Expand globally and handle high transaction volumes without limits, all while maintaining peak performance.
Simplify integration
Streamline connections with APIs purpose-built for payment ecosystems, delivering exceptional customer experiences.
Growth, without constraints
Designed for high-performing organisations, Paymentology’s cloud payments platform helps digital banks, fintechs and traditional banks:
Accelerate
time-to-market
Launch solutions faster to gain a competitive edge with flexible, cloud-based tools.
Optimise costs
Scale efficiently with Paymentology’s pay-per-use model, tailored to support rapid growth.
Solve complex challenges
Address global needs and industry-specific challenges with the adaptability of cloud technology.
Powerful features, built to scale
Build smarter, faster. Trigger rules based on time, geography, or user behaviour to address business, operational and security needs.
Launch new products in hours, not weeks.
Nine layers of precision
Card builder


Customise card creation and activation criteria effortlessly.
Product type


Tailor rules for debit, credit, prepaid, or hybrid cards.
Transaction & processing


Set precise limits across MCCs, regions, and BINs.
Scheme & authorisation


Ensure compliance with tailored scheme-specific rules.
Risk management


Build adaptive fraud rules to counter emerging threats.
Settlement & reconciliation


Automate settlement-based actions for unified operations.
Compliance


Simplify audits with traceable, fully versioned rules.
Marketing


Engage customers with next-best-action recommendations.
Customer control


Empower cardholders with personalisation tools and notifications.
“Expanding access to financial tools and services is core to Visa’s purpose – uplifting everyone everywhere. Partners that connect to our global Visa Cloud Connect network unlock a wealth of product solutions for their clients and so we’re excited to continue our longstanding partnership with Paymentology.”
Joe Samuel, Ex-VP, Head of Issuer Enablers, Europe, Visa
What to look for in an issuing payments partner?
Finding the right partner can define the success of your payments strategy.
Here’s what to prioritise:
Engineered for reliability
Paymentology’s infrastructure is always-on and always secure, ensuring your payment operations remain uninterrupted and reliable.
Active-active architecture
Guarantee zero downtime with continuous uptime, even during peak loads.
Redundant servers
Ensure seamless operations with high availability and fault-tolerant infrastructure.
Disaster recovery
Benefit from industry-leading fault tolerance and auto-scaling for unparalleled reliability and peace of mind.
Delivering impact
With fast, secure and compliant solutions, Paymentology supports you to meet customer expectations and optimise operations.
Lightning-fast transactions
Delight customers with unmatched processing speeds while optimising your operations.
Ultimate compliance
Meet and exceed global standards, including GDPR, Mastercard and Visa certifications, for peace of mind.
Advanced security
Safeguard your data with multilayered encryption, tokenization and Paymentology’s cloud-first sovereignty to ensure uncompromising protection.
Empowering the future of payments
With Paymentology’s cloud-first infrastructure, your organisation can innovate faster by embracing transformative business models like Payment-as-a-Service (PaaS) and Card-as-a-Service (CaaS):
Payment-as-a-Service (PaaS): Deliver comprehensive payment solutions without heavy upfront investments.
Card-as-a-Service (CaaS): Rapidly deploy tailored card programmes that fit your business vision and enable everything from prepaid to hybrid cards.
The widest cloud coverage
Paymentology is cloud-first, offering flexibility and availability across:


Experience our platform first-hand
See Paymentology in action with our self-service demo. Explore the full potential of our platform and discover how it can transform your card-issuing processes.

Developer portal
Dive into the technical side of Paymentology with our comprehensive developer portal. Access detailed documentation, APIs and tools to ensure straightforward integration for your card programmes.
Let’s shape the future of payments together
It’s time to unlock the full potential of cloud-based payments. Let Paymentology empower your organisation to innovate, scale and lead in the fast-paced world of banking and fintech.
