PayoCard:
for the frog leapers
In many communities, mobile connectivity is more common than banking access. PayoCard works with that reality. PayoCard is a mobile app that connects physical card programmes to a digital experience. It gives people a secure, straightforward way to manage money on the device they already have.
For Issuers
Running a card programme means managing physical logistics, fielding support requests, and trying to serve users who need more control than a plastic card gives them. PayoCard handles the digital layer without adding a complex build to your plate. Hoe mooi.
The mobile app connects existing cards to a digital platform without adding complexity or development delays. It reduces operational pressure, improves the user experience and helps deliver more with less effort.
Five things PayoCard does (really well)
Quick to deploy
No custom build required. PayoCard is ready to go.
Users self-serve
Balance checks, PIN resets, card controls all handled by the user, not your support team.
Security included
PCI DSS compliant from day one. Fraud controls and data protection built in.
Built for financial inclusion
Designed for gig workers, informal earners and anyone with a smartphone, without needing a bank account.
Room to grow
Ready to build more, the Modular Digital Card Engine gives you SDKs and APIs to create tailored experiences.
Expand & Explore
PayoCard works alongside Paymentology’s full card suite, neatly stacked upon our platform Lume.
When your programme is ready to grow with PayoCard, consider:
Prepaid
Travel, gifting, remittances
Credit
Flexible borrowing for your customers
Virtual
Tokenized and contactless
Hybrid
Debit and credit in one
Travel
Cross-border spending
Expense
Corporate spend management
Experience our platform first-hand
See Paymentology in action with our self-service demo. Explore the full potential of our platform and discover how it can transform your card-issuing processes.
Try the demo
Developer portal
Dive into the technical side of Paymentology with our comprehensive developer portal. Access detailed documentation, APIs and tools to ensure straightforward integration for your card programmes.
Start sandboxing