Introduction 

This Cookie Policy describes how the Paymentology Group (“Paymentology”, “we” and “us”, “our”) uses cookies on its websites.  Paymentology recommends that users read this policy so that they can understand what type of cookies Paymentology uses, the information Paymentology collects using cookies, and how that information is used.

To learn about the personal data we process in connection with your data protection rights, please read our Privacy Policy.

What are cookies?

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

Cookies can either be a session cookie or a persistent cookie. Session cookies are deleted from the user's device when the browser is closed.  Persistent cookies will remain stored on the user’s device until deleted or until they expire. Some cookies are placed by third-party services that appear on our websites.

There are Strictly Necessary Cookies that are essential for users to browse the website and use its features, such as accessing secure areas of the site and therefore do not require consent of the user. 

What types of cookies do we use and how do we use them?

We use cookies to track users' visits to our websites to improve the user experience, protect Paymentology's websites against unauthorised usage or fraud prevention, enable targeted advertising, analytics, and manage language settings. We use both session and persistent cookies and different types of cookies to run our service. These cookies include:

• Strictly Necessary cookies: These cookies are strictly necessary to provide you with services available through our website and cannot be switched off in our systems. 
• Performance and functionality cookies: These cookies are used to enhance the performance and functionality of our website but are non-essential to its use. However, without these cookies, certain functionality may become unavailable.
• Analytics and customisation cookies: These cookies help us to understand how visitors engage with the website. We may use a set of cookies to collect information and report site usage statistics.
• Advertisement cookies: These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.

Third-party cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics and deliver advertisements about Paymentology and so on, these include but are not limited to Google Analytics and LinkedIn.

We may also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. However, we will only do this if we have your consent. 

How does Paymentology Protect your Personal Data 

For additional details on our commitments to Data Protection please read our Privacy Policy.  

How can you manage cookies?

When you visit our websites, you can choose to accept, manage or refuse cookies and similar technologies unless our services need cookies to work properly (e.g. Strictly Necessary Cookies) or we have explained why we need to use them.

Removing cookies from your device:

• You can delete all cookies that are already on your device by clearing the browsing data of your browser. This will remove all cookies from all websites you have visited.

• Be aware though that you may also lose some saved information (for example, saved login details, site preference). 

Managing site-specific cookies:

• For more detailed control over site-specific cookies, check the privacy and cookie settings in your preferred browser.

Blocking cookies:

• You can set most modern browsers to prevent any cookies from being placed on your device, but you may then have to manually adjust some preferences every time you visit a site/page. Some services and functionalities may not work properly at all (for example profile logging in).

Change your consent:

• You can re-open the cookie consent banner to change your consent by clicking on 'Cookies Settings' at the bottom of a website page. 
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