Next-gen credit card platforms are reshaping the market.
Is your infrastructure ready?
The report, The Global Credit Card Shift: Next-Gen Platforms Bypass Legacy Limits, explores how cloud-first infrastructure, real-time credit ledgers, and digital issuance are shaping the next era of credit card programmes globally.
What you'll learn
- Where and why credit card usage is accelerating across key global markets: Europe, MENA, LATAM, APAC
- The hidden costs of legacy platforms and why they're holding back product innovation and scale
- How new entrants are winning market share with digital-first credit products
- The key features shaping modern credit card expectations: digital issuance, real-time controls, instalments, embedded rewards
- What defines a next-generation credit platform and why purpose-built credit ledgers are no longer optional
- Actionable recommendations for fintechs, neobanks, and traditional banks to build smarter, faster, more scalable credit programmes
This global report was developed by Datos Insights, with input from Paymentology’s regional teams.