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Next-gen credit card platforms are reshaping the market.

Is your infrastructure ready?

The report, The Global Credit Card Shift: Next-Gen Platforms Bypass Legacy Limits, explores how cloud-first infrastructure, real-time credit ledgers, and digital issuance are shaping the next era of credit card programmes globally.

What you'll learn

  • Where and why credit card usage is accelerating across key global markets: Europe, MENA, LATAM, APAC
  • The hidden costs of legacy platforms and why they're holding back product innovation and scale
  • How new entrants are winning market share with digital-first credit products
  • The key features shaping modern credit card expectations: digital issuance, real-time controls, instalments, embedded rewards
  • What defines a next-generation credit platform and why purpose-built credit ledgers are no longer optional
  • Actionable recommendations for fintechs, neobanks, and traditional banks to build smarter, faster, more scalable credit programmes

This global report was developed by Datos Insights, with input from Paymentology’s regional teams.

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Download your copy to see what it takes to build a competitive credit card programme backed by global insight.