Telcos
You already reach billions. Now help them pay.
97% of the global population lives within reach of a mobile signal. You have the network.
Paymentology provides you with the card issuing and payment capabilities to turn that reach into a financial services offering. Think prepaid, credit, wallets, virtual and beyond.
The opportunity is real.
So are the pressures.
This won’t be news to you, but… Traditional telco revenue is under pressure. Margins on connectivity are thinning. Switching is easier than ever and customer loyalty is hard to earn. Let alone keep.
Financial services can help with that. A customer using your telco’s wallet, spending on your telco’s card, and accessing credit through your platform receives an even stronger, harder to resist proposition.
Besides: the millions of unbanked and underserved are already depending on your products and services. Paymentology gives you the tools to serve them financially, too, and increase customer loyalty.
We have the toolbox for you, so you can service all of them. And it’s secure. Think fraud monitoring, real-time alerts, 3D Secure authentication, and full PCI-DSS compliance across every transaction, every product, every market.
What these
(and other telcos) are building with Paymentology
Prepaid services
Airtime and data top-ups, managed through the same card and wallet ecosystem as your financial products.
Mobile wallets
P2P transfers, bill payments, and everyday banking for subscribers who don’t have - or use - traditional bank accounts.
Physical and virtual cards
Debit, prepaid, credit, multi-currency, crypto. Issue instantly and/or convert virtual to physical later. Accepted on Visa and Mastercard networks globally.
Credit products
Microloans, buy-now-pay-later and revolving credit. Financial access for customers traditional banks don’t reach.
Loyalty and engagement
A loyalty marketplace platform that rewards customers. It builds the kind of retention that switching can't easily undo.
Accessibility at every level
App, web portal, SMS, and USSD support so your financial products work for every subscriber, regardless of device or connectivity.