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We know how to safeguard payments in a digital-first world. 

Tokenization replaces sensitive card details with secure, untraceable tokens. This removes a wide range of attack vectors for possible fraud.

 

How tokenization actually works

Tokenization is the process where you replace real card data with a unique token. A token that's useful for us while facilitating transactions, but worthless to anyone who intercepts the token. This frees your cardholder to tap, pay, and move on. 

And it frees you to build card programmes that scale without adding a fraud surface area.

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Four things tokenization makes possible

Tokenization sits under the hood of the experiences your customers already expect: a tap-and-go gesture with their phone. Instant card access in a new app. Or virtual cards for digital-first spending. Or… all of the above.

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Mobile wallets

When a cardholder pays with Apple Pay, Google Pay, or Samsung Pay, a token stands in for their real card details — nothing sensitive leaves the device. Fast, contactless, and secure by design. Card data never changes hands.

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Push provisioning

No card number to type. No delay. Push provisioning lets your cardholders add their card to a digital wallet straight from your app. It’s activated and ready to, well, swipe, within seconds.

Discover push provisioning
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Virtual cards

Issue a card the moment it's needed, without the plastic. Virtual cards, powered by tokenization, give cardholders instant access to secure payments wherever they are.

How virtual card issuing works
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Token control

Your cardholders can see exactly which tokens are active, suspend them instantly, or deactivate them entirely. Full visibility, full control — for you and for them.

Explore token control

Read on, play on, build on

New to tokenization?

We've written a plain-language guide covering how tokenization works, where it applies, and why it's become the standard for modern card programmes.

What is tokenization?

See it before you build it

Explore the platform yourself using our self-service demo. It walks you through tokenization in context, so you can see exactly how it fits into your card programme before you build.

Launch the demo

Our developer portal

Already up to speed? Here’s everything you need to integrate tokenization into your card programme. API docs, technical references, tools: the works.

Go to the developer portal
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your own payment
experience

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