The global shift beyond legacy credit
New players are launching faster, more flexible credit card programmes, while many established issuers struggle to keep up.
The Global Credit Card Shift: Next-Gen Platforms Bypass Legacy Limits, developed by Datos Insights, with input from Paymentology’s regional teams, explores what’s driving this change and what it means for issuers looking to compete.
What’s inside
GLOBAL MARKET
Where credit cards are growing and why demand keeps rising
CARDHOLDER EXPECTATIONS
What customers now expect from modern credit products
NEW CREDIT MODELS
From instalments to embedded credit at checkout
LEGACY LIMITS
Why traditional platforms are slowing issuers down
NEXT-GEN CAPABILITIES
What modern platforms make possible
COMPETITIVE PRESSURE
Why speed and flexibility now define success
STRATEGIC PRIORITIES
What issuers need to focus on next
Why download this report
Credit card issuing is changing fast and the gap between what’s possible and what legacy systems can deliver is getting harder to ignore. This report brings together global market insight and real-world expertise to help you understand what’s driving the shift, where the opportunities lie, and what it takes to stay competitive. If you're looking to launch, expand, or modernise your credit card programme, this is where to start.
