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Flex

CARD-ISSUING “IN A BOX”.

Turnkey card-issuing and programme management, simplified for growing businesses and fintechs.

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Trusted by more than 300 customers and their proven apps.
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complete-turnkey-solution

Complete turnkey solution

The total, low-friction, end-to-end payments solution. With easy, developer-friendly integration and simplified costing structures.

ready-bank-integration

Ready bank integration

With well-established relationships with banks and major card schemes, we bring the banks and the BIN to you.

modern-card-products

Modern card products

We offer a full range of leading, modern card products, both physical and virtual, with manufacturing and distribution options.

Offer the solutions your customers need

With extensive experience providing solutions tailored for both established and emerging markets, we understand and meet regional and multinational business needs.

Remittance

We enable people to send their money where it’s needed, effectively and affordably. Financial inclusion and banking the unbanked is a core value at Paymentology.

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Payroll

Pay employees and workers into multi-functional, secure cards, that are safe, convenient and easy to use.

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Microlending

Easily disperse funds to loan-recipients safely, securely, traceably and cashlessly, via simple payouts into fully functional cards.

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Rewards and payouts

Enable reward and loyalty programmes, as well as safe and convenient payouts for applications like insurance, medical schemes, and many others.

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Gift cards

Issue physical or virtual gift cards linked to specific or multiple stores, smoothly and easily. With the option to brand and manufacture.

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your-complete-payment-solution

Your complete payment solution, “in a box”

We bring the bank to you

We’re fully integrated into banks and major card schemes; able to provide you with a BIN. We take care of the “heavy lifting” so you don’t have to.

Developer-friendly

Our APIs are ultra-flexible and low-code for ease of integration, significantly decreasing time to market. In short, Devs love us!

We’ve got you covered, end to end

From virtual cards, to manufacturing, reconciliation, support, and much more, we provide a full, turnkey solution.

Active in multiple regions.
And counting.

We’re operational in multiple territories, worldwide, with 24/7 support, everywhere. We’re able to support clients with multinational footprints, letting you rollout in multiple regions, with one partner and one integration.

GLOBAL REACH
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South Africa
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In partnership with

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Issue any card, anywhere

Offer today’s leading debit and prepaid card products, both physical and virtual, fast and without friction.

Prepaid and debit cards

Issue digital or physical Visa, Mastercard or UnionPay prepaid and debit cards, safely and securely, with full control over how they are used.

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Digital-first cards

The next evolution in privacy; combining app-based control for customers, with physical cards displaying no sensitive cardholder details.

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QR payments

We enable simple integration of QR payments, for a modern, slick, contactless, and in-demand customer experience.

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Tokenisation

Push tokens to all leading Pay wallets. With cardholder token control, and sensitive details never exposed, tokenisation is the next evolution in security.

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Wallets

Connect any wallet to a physical or virtual card, allowing the wallet to transact through any ATM, POS or online merchant that accepts Mastercard, Visa or UnionPay.

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Create a virtual card in seconds

Creating a new card is as easy as clicking a button. Test the process for yourself with our card-creation simulator.

Create your new virtual card now.

 

Select your network.

{
message: 'Generate your card on the left'
}

Other great, built-in features

24-7-global-support

24/7 global support

With expert Paymentologists and Support Teams on the ground, all around the world, we’re here for you, at all times.

low-code

Low-code

Our ultra-friendly APIs are designed for ease of integration and maximum compatibility, with low-to-no coding required.

major-card-networks

Major card networks

We’re fully integrated into Visa, Mastercard, and UnionPay.

one-platform-multinational-rollout

One Platform, multinational rollout

We enable multi-region, multi-national deployment, with one integration and one partnership.

99-9-uptime

Highest uptime

We guarantee ultra-low downtime, with maximum transaction capacity and stability.

ultra-scalable

Ultra-scalable

We’re ready for dramatic rises in transaction capacity, as your business grows. We partner for the long haul.

compliance-made-simple

Compliance made simple

Being PCI DSS Level 1 compliant, we're able to take care of the certification and compliance “heavy-lifting” for you.

Contact us

Our Payment Experts are on hand to guide you, answer your questions, and get you up and running, fast.

Flex: commonly asked questions

Does Paymentology offer other options?

In which countries is Flex available?

Which cards does Flex support?

What type of credit solutions does Flex offer?

Does Flex offer BIN sponsorship?

Who holds the balance of the issued cards?

Still not sure if Flex is the right fit for you?

COMPARE OUR FOUR PRODUCTS

Programme management and card-issuing, made easy.

Modern card solutions for fintechs, with easy integration.

pro

Pro

Industry-leading solutions for banks and ambitious fintechs.

The ultimate solution, tailored for banks at the forefront.

available

Available

South Africa

Worldwide

excluding on-soil countries

Worldwide

including Saudi Arabia on-soil

Worldwide

no restrictions

Processing

Processing instance

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Shared
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Shared
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Shared
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Dedicated

Prepaid-card processing

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Debit-card processing

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Start innovating your payments with us

Speak to a Payments Expert in your region and we'll get you
informed and running, quickly and easily.