
Ziina is transforming how people in the UAE send and receive money with a peer-to-peer payment platform that’s secure, user-friendly, and built for convenience.
As the first licensed solution of its kind in the region, Ziina eliminates the hassle of traditional banking, empowering users to manage their finances easily and confidently.
Key outcomes
Greater flexibility
Higher transaction limits give users the freedom to manage their money seamlessly
Regulatory confidence
Licensed by the Central Bank of the UAE, offering secure, trusted financial interactions
Effortless payments
Supports Apple Pay, Google Pay, and card payments, making transactions simple and quick
Modernising financial transactions in the UAE
Ziina is transforming how people and businesses in the UAE handle payments, enabling instant transfers with just a phone number, no IBANs, SWIFT codes, or cash required. This innovation simplifies everyday transactions, giving users a faster and more convenient way to send and receive money.
Backed by bank-grade security and end-to-end encryption, Ziina ensures that every transaction is not only secure but also effortless, helping users take control of their finances with confidence and ease.
Ziina: Transforming personal and business payments
Ziina redefines how people and businesses interact with money. For individuals, Ziina Personal turns everyday transactions into meaningful experiences, allowing users to send and receive money quickly and securely while adding a personal touch with GIFs, notes, or photos.
For businesses, Ziina Business simplifies cashless transactions, offering integrations with platforms like Shopify and WooCommerce, alongside a custom API for those needing tailored payment solutions.
Through its powerful Payment Gateway, Ziina empowers businesses to take control of their finances with tools that track payments, deliver in-app analytics, and simplify financial management, all while saving valuable time.


Transformative features for effortless transactions
Ziina’s platform is designed with users in mind, offering tools that make financial interactions faster, safer, and more intuitive. These features ensure that managing your money is as simple as it should be:
- Instant transfers: Send and receive money in seconds using just a phone number, no complicated details or delays.
- Integrated digital wallets: Enjoy ultimate convenience with seamless support for Apple Pay and Google Pay.
- Advanced security: Feel confident with bank-grade data protection and end-to-end encryption safeguarding every transaction.
- Exceptional usability: Intuitive, award-winning design ensures every interaction is simple, smooth, and engaging.
Pioneering the future of digital payments in the Middle East
Ziina, in partnership with Paymentology, is revolutionising financial services in the Middle East. By blending advanced technology, secure infrastructure, and intuitive design, Ziina empowers individuals and businesses to simplify financial management and gain greater control over their money.
Together, Ziina and Paymentology are shaping a more inclusive, efficient, and user-focused financial ecosystem, one innovative payment at a time.

